Home Loans
This is the basic housing loan for the purchase of a new home which covers cost of the flat, deposits and charges, stamp duty and registration charges
Home Improvement / Extension Loans
For implementing repair works and renovations in a home that has already been purchased by you.
Home Construction Loans
For the construction of a new house.
Bridge Loans
For people who wish to sell the existing house and purchase another and need finance for the new house, until a buyer is found for the old house.
Balance Transfer
To pay off an existing housing loan and avail of the option of a loan with a lower rate of interest.
Refinance Loans
To pay off the debt you have incurred from private sources such as relatives and friends, for the purchase of your present house.
Who can apply for a housing loan?
Any Indian citizen, including Non Resident Indians, with a steady source of income can borrow funds for financing the cost of a flat from housing finance companies and banks
Can a Non Resident Indian avail of housing loans
Yes, depending upon the eligibility criteria and policy of the bank.